Analisis SWOT terhadap Strategi Pemasaran Produk Hanabung pada KSPPS Hanada Quwais Sembada

Authors

  • Safira Aulia Rahmawati UIN Prof. K.H. Saifuddin Zuhri Purwokerto
  • Khofifah Nurazizah UIN Prof. K.H. Saifuddin Zuhri Purwokerto
  • Agustin Tri Cahyani UIN Prof. K.H. Saifuddin Zuhri Purwokerto
  • Sulasih Sulasih UIN Prof. K.H. Saifuddin Zuhri Purwokerto

DOI:

https://doi.org/10.58192/ebismen.v4i4.3860

Keywords:

SWOT, Wadiah Savings, Marketing Strategy, KSPPS

Abstract

This study aims to analyze the marketing strategy of the Wadiah Savings Product (Hanabung) at KSPPS Hanada Quwais Sembada using a SWOT approach to identify internal strengths, weaknesses, external opportunities, and threats influencing the institution’s marketing performance. The research employs a descriptive quantitative method supported by qualitative data obtained from interviews with five key informants. Data analysis was conducted using the IFE and EFE matrices to evaluate the weight, rating, and score of each strategic factor. The findings indicate that KSPPS Hanada’s major strengths include strong member loyalty, personalized services, and compliance with sharia principles. The main weaknesses are conventional promotional activities, limited marketing human resources, and insufficient digital innovation. Opportunities arise from increasing public awareness of Islamic finance, while threats come from digital financial service competition and low financial literacy levels. With an IFE score of 3.10 and an EFE score of 2.75, the institution is positioned within a growth strategy. The study highlights the need for more innovative and adaptive marketing strategies through digitalization, human resource development, and continuous financial literacy initiatives.

References

Alqahtani, F., & Mayes, D. G. (2020). Financial stability of Islamic banks: A review of the literature. Journal of Financial Stability, 46, 100–118. https://doi.org/10.1016/j.jfs.2019.100731

David, F. R., & David, F. R. (2017). Strategic management: A competitive advantage approach, concepts and cases. Pearson.

Hassan, R., & Aliyu, S. (2022). Islamic banking, digital transformation, and customer engagement: A systematic review. International Journal of Islamic and Middle Eastern Finance and Management, 15(4), 795–812.

Istikharoh, M., Fitriyani, Y., & Purwanto, P. (2024). Implementasi akad wadiah pada produk Tabungan Easy Wadiah di BSI KCP Magelang Gatot Subroto. Jurnal Asy-Syarikah: Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam, 6(1), 39–47. https://doi.org/10.47435/asy-syarikah.v6i1.2635

Kamarudin, F., Nor, A. H. M., & Sufian, F. (2021). Efficiency and productivity growth of Islamic cooperative financial institutions. Studies in Economics and Finance, 38(2), 345–367.

Kotler, P., & Keller, K. L. (2016). Marketing management (15th ed.). Pearson.

Latifah, F. N. (2024). Syariah produk tabungan Easy Wadiah di BSI KC. Jurnal Ekonomi dan Keuangan Syariah, 7(1), 1–10.

Mashuri, M., & Nurjannah, D. (2020). Analisis SWOT sebagai strategi meningkatkan daya saing. JPS (Jurnal Perbankan Syariah), 1(1), 97–112. https://doi.org/10.46367/jps.v1i1.205

Miles, M. B., Huberman, A. M., & Saldaña, J. (2014). Qualitative data analysis: A methods sourcebook (3rd ed.). SAGE Publications.

Ningsih, R., & Setiawan, B. (2023). Digital marketing strategy for Islamic financial institutions: Challenges and opportunities. Journal of Islamic Marketing, 14(2), 421–438.

Rahman, M. M., & Hossain, S. (2022). SWOT-based strategic analysis for Islamic microfinance institutions. Journal of Islamic Accounting and Business Research, 13(3), 512–529.

Rantika Septiana Sari, M. I. F. (2023). Analisis tabungan wadiah dan tabungan mudharabah di Bank Syariah Indonesia (BSI). Jurnal Media Akademik, 2(10), 14–25.

Sahgal, A. (2024). Опыт аудита обеспечения качества и безопасности медицинской деятельности в медицинской организации по разделу «Эпидемиологическая безопасность». Вестник Росздравнадзора, 4(1), 9–15.

Saifuddin Syuhri, & Fadila, N. (2020). Penerapan prinsip kehati-hatian koperasi (Studi di KSPPS BMT Maslahah). Ar-Ribhu: Jurnal Manajemen dan Keuangan Syariah, 1(1), 117–133. https://doi.org/10.55210/arribhu.v1i1.456

Subroto, M. G., Ratulangi, P., Penerapan, A., Pemasaran, S., Tabungan, P., & Wadiah, E. (2022). Daftar referensi jurnal & skripsi: Tabungan Wadiah dan Analisis SWOT (pp. 2022–2023). Universitas Negeri Manado.

Sugiyono. (2019). Metode penelitian kuantitatif, kualitatif, dan R&D. Alfabeta.

Susanto, N. M. H., & Setyowati, R. D. (2023). Analisis minat nasabah dalam memilih tabungan wadiah pada Bank Syariah Indonesia KCP Soetta Ponorogo. Wadiah, 7(1), 1–20. https://doi.org/10.30762/wadiah.v7i1.297

Syahputra, R. (2019). Strategi pemasaran dalam Alquran tentang promosi penjualan. Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen), 6(2), 83–88. https://doi.org/10.36987/ecobi.v6i2.8

Zamzami, F., & Abdullah, W. (2021). Customer trust and service quality in Islamic microfinance: A conceptual framework. International Journal of Ethics and Systems, 37(3), 456–469.

Downloads

Published

2025-11-11

How to Cite

Rahmawati, S. A., Nurazizah, K., Cahyani, A. T., & Sulasih, S. (2025). Analisis SWOT terhadap Strategi Pemasaran Produk Hanabung pada KSPPS Hanada Quwais Sembada. Jurnal Ekonomi, Bisnis Dan Manajemen, 4(4), 413–425. https://doi.org/10.58192/ebismen.v4i4.3860

Similar Articles

1 2 3 4 5 6 7 8 9 > >> 

You may also start an advanced similarity search for this article.

Most read articles by the same author(s)