Pengaruh Fee Based Income Dan Giro Wajib Minimum Terhadap Profitabilitas Bank Syariah Indonesia (BSI)

Authors

  • Riska Adwiyah Hasibuan Universitas Islam Negeri Sumatera Utara
  • Annio Indah Lestari Nasution Universitas Islam Negeri Sumatera Utara
  • Kharina Tambunan Universitas Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.58192/ebismen.v2i4.1367

Keywords:

Fee Based Income, Minimum Statutory Reserve, Profitability

Abstract

This research was conducted to determine the effect of Fee Based Income and Minimum Statutory Reserves on the Profitability of PT. Indonesian Sharia Bank. The population used in this research is the financial statements of PT. Indonesian Sharia Bank. Meanwhile, samples were taken from the monthly financial reports of Bank Syariah Indonesia for 2020 - 2022 using purpusive sampling techniques. The results of this research show that the value of Tcount > Ttable or 5.865 > 2.03452 and the significant value of the Fee Based Income variable (X1) is 0.000 < 0.050, stating that partially the Fee Based Income variable has a significant effect on Profitability. The value of Tcount > Ttable or 7.901 > 2.03452 and the significant value of the Minimum Statutory Reserve variable (X2) is 0.000 < 0.050. Minimum Statutory Reserves have a significant effect on Profitability. Fcount > Ftable or 51,929 > 2.90 with a probability value of 0.000 < 0.050, it can be concluded that H0 is rejected and Ha is accepted, meaning that Fee Based Income and Minimum Statutory Reserves simultaneously influence Profitability.

References

BSI, B. (2022). Laporan Tahunan 2022 Kolaborasi untuk Akselerasi Pertumbuhan. ir.bankbsi.co.id

Dela, M. W. F. (2018). Penerapan Giro Wajib Minimum Yang Ditetapkan Bank Indonesia Pada Perbankan Syariah Di Indonesia. universitas islam negeri sumatera utara. Repository Febi UINSU

Ilhamy, M. L. (2018). Manajemen Pembiayaan Bank Syariah. FEBI UIN-SUPrees.

Iriana, N. (2013). Pengaruh Kelebihan Giro Wajib Minimum (Gwm) Terhadap Profitabilitas Pada P.T. Bank Danamon (Persero) Tbk Kantor Wilayah X Makassar Di Kota Makassar. Jurnal Economix, 1(2).

Kasmir. (2014). Bank dan Lembaga Keuangan Lainnya. In Kasmir (Ed.), Bank dan Lembaga Keuangan Lainnya. PT. Raja Grafindo.

Niu, F. A. L., Mahmud, A. S., AK, S., & Antuli. (2020). Pengaruh Fee Based Income Terhadap Net Profit Margin PT. Bank Rakyat Indonesia (Persero). Jambura Accounting Review, 1(2).

Suntoto, D. (2013). Analisis Laporan Keuangan Untuk Bisnis (D. Suntoto (ed.)). CAPS.

Yarsih, K. (2021). Pengaruh Fee Based Income dan Giro Wajib Minimum Terhadap Profitabilitas Bank umum Syariah Periode 2016-2020. 1(1).

Downloads

Published

2023-09-27

How to Cite

Riska Adwiyah Hasibuan, Annio Indah Lestari Nasution, & Kharina Tambunan. (2023). Pengaruh Fee Based Income Dan Giro Wajib Minimum Terhadap Profitabilitas Bank Syariah Indonesia (BSI). Jurnal Ekonomi, Bisnis Dan Manajemen, 2(4), 78–93. https://doi.org/10.58192/ebismen.v2i4.1367