Pelatihan dan Pendampingan Literasi Keuangan untuk Komunitas UMKM di Kelurahan Bendan Duwur Semarang
DOI:
https://doi.org/10.58192/karunia.v5i1.1674Keywords:
MSMEs, financial record-keeping, community service, Bendan Duwur, financial literacyAbstract
Semarang City is home to numerous Micro, Small, and Medium Enterprises (MSMEs) that continue to face challenges in financial management, particularly regarding low financial literacy and a lack of systematic business financial record-keeping. This community service initiative aims to enhance the understanding and skills of MSME owners regarding business financial recording and reporting through outreach sessions and direct mentoring. The methods employed included interviews and document reviews for data collection, lectures and Q&A sessions during the outreach phase, and collaborative techniques during the practical mentoring phase. The activity involved 17 micro-entrepreneurs, with 82% of participants demonstrating high enthusiasm. The results indicate an improvement in participants' knowledge regarding financial literacy and simple bookkeeping techniques (daily cash books, general ledgers, income statements, and balance sheets), as well as their ability to analyze financial records for business decision-making; however, maintaining consistent record-keeping after the activity concludes will require further mentoring.
References
Novandalina A, Budiyono R. Pelatihanan Dan Pengembangan Wirausaha Kecil , Cermat Mengelola Keuangan Usaha Di Kelurahan Bendan Duwur Semarang. J Community Serv Engagem [Internet]. 2022;2(2):39–43. Available from: http://jocosae.org/index.php/jocosae/article/view/45%0Ahttps://jocosae.org/index.php/jocosae/article/download/45/38
Utami ES, Aprilia MR, Putra ICA. Financial Literacy of Micro, Small, and Medium Enterprises of the Consumption Sector in Probolinggo City. J Manaj dan Kewirausahaan. 2021;23(1):10–7.
Rachmadani WS, Margunani M, Rachmadi MF. Assistance and Digitalization of MSMEs Based on Optimization of Digital Promotional Content Creation. Indones J Devot Empower. 2024;5(2):13–9.
Lestari MD, Kantun S, Hartanto W, Suharso P, Widodo J. Analysis of the financial literacy level of Micro, Small and Medium Enterprises (MSMEs) in Jember, East Java, Indonesia. IOP Conf Ser Earth Environ Sci. 2020;485(1).
Mashizha M, Sibanda M, Maumbe B. Financial literacy among small and medium enterprises in Zimbabwe. South African J Entrep Small Bus Manag. 2019;11(1):1–10.
Nkwinika E, Akinola S. The importance of financial management in small and medium-sized enterprises (SMEs): an analysis of challenges and best practices. Technol Audit Prod Reserv. 2023;5(4(73)):12–20.
Abdallah W, Harraf A, Ghura H, Abrar M. Financial literacy and small and medium enterprises performance: the moderating role of financial access. J Financ Report Account. 2024;(October).
Yakob S, Yakob R, B.A.M. H-S, Rusli RZA. Financial Literacy and Financial Performance of Small and Medium-sized Enterprises. South East Asian J Manag. 2021;15(1):72–96.
Hermayunita, Dini R, Naibaho NH, Liansyah M, Rachmawati DW. Jurnal Bangun Abdimas Jurnal Bangun Abdimas. J Bangun Abdimas. 2023;2(1):136–40.
Maksum IR, Sri Rahayu AY, Kusumawardhani D. A social enterprise approach to empowering micro, small and medium enterprises (SMEs) in Indonesia. J Open Innov Technol Mark Complex. 2020;6(3).
Alkamat A, Alvianti SN, Qomariyah J, Maulana BY, Adiyanto MR. Penerapan Pencatatan Keuangan Sederhana Pada UKM Elf’s Cake. Jma. 2024;2(7):3031–5220.
Handoko F, Vitasari P, Hidayat S, Tjahjadi ME. Technology transfer program for SMEs in Indonesia. J Phys Conf Ser. 2019;1375(1).
Nizar M, Rakhmawati A. 60 Manfaat Expo. 2022;
Noch MY, Rumasukun MR. Sustainable Development from Within: Empowering Communities through Financial Empowerment and SME Support. Golden Ratio Community Serv Dedication. 2023;3(1):49–58.
Permata R, Indrawijaya S, Solikhin A. Pengaruh Knowledge Sharing Terhadap Kinerja UMKM di Kota Jambi Melalui Perilaku Kerja Inovatif. J Ris Bisnis dan Investasi. 2023;1(3):81.
Nweke AC. Monitoring and Evaluation: A Practical Approach to Public Service Delivery. Int J Public Adm Manag Res [Internet]. 2021;6(3):33–40. Available from: https://doi.org/10.36758/ijpamr/v6n3.2021/04
Audretsch DB, Belitski M, Caiazza R, Phan P. Collaboration strategies and SME innovation performance. J Bus Res [Internet]. 2023;164(May 2022):114018. Available from: https://doi.org/10.1016/j.jbusres.2023.114018
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2022 Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
