Viola Wangsa Yudianto, Leila Hafsah, Resti Resti, Susi Susi, Suhardi Suhardi. Beyond Security and Trust: Habit as the Primary Determinant of Cashless Financial Behavior Among Generation Z . Wawasan [Internet]. 2026 Jun. 26 [cited 2026 Jul. 3];4(3):436-50. Available from: https://journal.unimar-amni.ac.id/index.php/Wawasan/article/view/4664