VIOLA WANGSA YUDIANTO; LEILA HAFSAH; RESTI RESTI; SUSI SUSI; SUHARDI SUHARDI. Beyond Security and Trust: Habit as the Primary Determinant of Cashless Financial Behavior Among Generation Z . Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan, [S. l.], v. 4, n. 3, p. 436–450, 2026. DOI: 10.58192/wawasan.v4i3.4664. Disponível em: https://journal.unimar-amni.ac.id/index.php/Wawasan/article/view/4664. Acesso em: 3 jul. 2026.