ALIYYA ALIYYA; HERNANDA ALFIONI; LIANA MEGA RISTYANI BEKTI. When Digital Finance Becomes a Gatekeeping System: Rethinking MSME Inclusion and Business Survival. Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan, [S. l.], v. 4, n. 2, p. 465–478, 2026. DOI: 10.58192/wawasan.v4i2.4409. Disponível em: https://journal.unimar-amni.ac.id/index.php/Wawasan/article/view/4409. Acesso em: 21 jun. 2026.