Pengaruh Npf dan Fdr Terhadap Pendapatan Operasional Bank Syariah di Indonesia

Authors

  • Lailatul Aria Putri UIN Sayyid Ali Rahmatullah Tulungagung
  • Nik Matur Rochmah UIN Sayyid Ali Rahmatullah Tulungagung

DOI:

https://doi.org/10.58192/wawasan.v1i3.900

Keywords:

NPF, FDR, Operating Income

Abstract

The purpose of this study is to determine the effect of NPF, FDR on Operating Income at Bank Syariah Indonesia. With quantitative research methods using time series data. The data used is secondary data obtained from the financial reports of Islamic Commercial Banks for the 2017-2022 period. The data analysis technique is using multiple regression analysis with the Ordinary Least Square (OLS) method. From this study shows that the NPF results have no significant effect on operating income. Meanwhile, FDR has a significant influence on operating income.

 

 

References

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Lampiran Surat Edaran BI. (2007). Sistem Penelitian Tingkat Kesehatan Bank Umum Berdasarkan Prinsip Syariah. No. 9/24/DPbs

Primavera, Cindy Dwi. (2017). Analisis Pengaruh Non Performing Financing (Npf) Dan Financing To Deposit Ratio (Fdr) Terhadap Persentase Bagi Hasil Deposito Mudharabah Mutlaqah Pada Bank Umum Syariah Di Indonesia Periode 2010-2015. Universitas Islam Negeri Raden Intan Lampung. Diakses dari http://repository.radenintan.ac.id/1999/

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Statistik Perbankan Syariah. (2022). Otoritas Jasa Keuangan. Diakses dari https://www.ojk.go.id/id/kanal/syariah/data-dan-statistik/statistik-perbankan-syariah/Pages/Statistik-Perbankan-Syariah---Desember-2022.aspx

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Published

2023-06-02

How to Cite

Lailatul Aria Putri, & Nik Matur Rochmah. (2023). Pengaruh Npf dan Fdr Terhadap Pendapatan Operasional Bank Syariah di Indonesia. Wawasan : Jurnal Ilmu Manajemen, Ekonomi Dan Kewirausahaan, 1(3), 167–176. https://doi.org/10.58192/wawasan.v1i3.900