Analisis Keterkaitan Fintech Innovation, Financial Inclusion, Green Finance, dan Balance of Trade di Indonesia
DOI:
https://doi.org/10.58192/wawasan.v2i4.2610Keywords:
Fintech Innovation, Financial Inclusion, Green Finance, Balance of Trade in IndonesiaAbstract
This research aims to look at the relationship between Fintech Innovation, Financial Inclusion, Green Finance, and Balance of Trade in Indonesia. Financial technology innovation is experiencing very rapid development. Green Finance or a sustainable green economy itself can be interpreted as anything that can be enjoyed not only now but for the long term into the future which ultimately aims to improve the Indonesian economy and play a positive role in the growth of the trade balance. The research method in this research is using the VAR method. The VAR model is a model that is used without emphasizing the problem of exogeneity of the variables used in the analysis. The VAR model makes it easy to provide answers and provide empirical and more complex evidence of the long-term reciprocal relationship of economic variables that contribute to one another. The research results in this study are that the variables are related to each other.
References
Bakhtiar, E., Nasution, D. P. N., Rusiadi, & Pratiwi, D. (2024). Teori indeks pembangunan manusia dan pertumbuhan ekonomi. Tahta Media Group.
Bank Indonesia. (2017). Statistik sistem keuangan Indonesia. Retrieved August 28, 2018, from http://www.bi.go.id
Bayar, Y., Ozkaya, M. H., Herta, L., & Gavriletea, M. D. (2021). Financial development, financial inclusion and primary energy use: Evidence from the European Union transition economies. Energies, 14(12), 3638.
Boutabba, M. A. (2014). The impact of financial development, income, energy and trade on carbon emissions: Evidence from the Indian economy. Econ Model, 40, 33–41.
Cen, T., & He, R. (2018). Fintech, green finance and sustainable development. Advances in Social Science, Education and Humanities Research, 291, 222–225.
Center, K. I. (2022). Peluang, tantangan, dan inisiatif green finance di Indonesia (pp. 1–15).
Chan, R. (2018). Asian regulators seek FinTech balance. Retrieved December 14, 2019, from http://www.financeasia.com/News/401588
Chang, V., Baudier, P., Zhang, H., Xu, Q., Zhang, J., & Arami, M. (2020). How blockchain can impact financial services: The overview, challenges and recommendations from expert interviewees. Technological Forecasting and Social Change, 158, 120166. https://doi.org/10.1016/j.techfore.2020.120166
Charfeddine, L., & Kahia, M. (2019). Impact of renewable energy consumption and financial development on CO2 emissions and economic growth in the MENA region: A panel vector autoregressive (PVAR) analysis. Renewable Energy, 139, 198–213.
Commission, E. (2018). FinTech action plan: For a more competitive and innovative European financial sector (pp. 1–26).
Daymon, C., & Holloway, I. (2008). Metode-metode riset kualitatif: Dalam public relations dan marketing communications. Yogyakarta: Penerbit Bentang.
Dorfeitner, G., & Braun, D. (2019). Fintech, digitalization and blockchain: Possible applications for green finance. In The rise of green finance in Europe (pp. 207–237). Palgrave Macmillan.
Farhani, S., & Ozturk, I. (2015). Causal relationship between CO2 emissions, real GDP, energy consumption, financial development, trade openness, and urbanization in Tunisia. Environmental Science and Pollution Research, 22(20), 15663–15676.
Financial Stability Board. (2019). Decentralised financial technologies: Report on financial stability, regulatory and governance implications. Retrieved from https://www.fsb.org/wp-content/uploads/P060619.pdf
H., Lopez-de-Silanes, F., & Schwienbacher, A. (2021). Fintech and access to finance. Journal of Corporate Finance, 68, 101941. https://doi.org/10.1016/j.jcorpfin.2021.101941
Hariharan, G., & Marktenner, M. (2012). The growth potential from financial inclusion. ICA Institute and Kennesaw State University. Retrieved from http://www.frbatlanta.org/documents/news/conference/12intdev/12intdev_Hariharan.pdf
Hasan, I. (2002). Metodologi penelitian dan aplikasinya. Jakarta: Ghalia Indonesia.
Hof, A. F., den Elzen, M. G. J., & Mendoza Beltran, A. (2011). Predictability, equitability and adequacy of post-2012 international climate financing proposals. Environmental Science and Policy, 14(6), 615–627. https://doi.org/10.1016/j.envsci.2011.05.006
Hung, C. C., & Purnawan, H. (2008). A hybrid rough K-means algorithm and particle swarm optimization for image classification. Lecture Notes in Computer Science, 5317, 585–593. https://doi.org/10.1007/978-3-540-88636-5_56
Ian Pollari, M. R. (2018). The pulse of fintech Q4 2017: Global analysis of investment in fintech. KPMG, 97. Retrieved from https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2017/02/pulse-of-fintech-q4-2016.pdf
Kwong, R., Kwok, M. L. J., & Wong, H. S. M. (2023). Green fintech innovation as a future research direction: A bibliometric analysis on green finance and fintech. Sustainability, 15(20), 14683.
Lavender, J., Pollari, I., Raisbeck, M., Hughes, B., & Speier, A. (2017). The pulse of fintech Q4 2017: Global analysis of investment in fintech. KPMG. Retrieved September 12, 2020, from https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2017/02/pulse-of-fintech-q4-2016.pdf
Liebman, A., Reynolds, A., Robertson, D., Nolan, S., Argyriou, M., & Sargent, B. (2019). Handbook of green finance. https://doi.org/10.1007/978-981-10-8710-3
Liliek Nur Sulistiyowati. (2024). Persepsi istilah "green" dalam green financial dan green fintech pada UMKM Bumi Semendung. Wiryakarya Jurnal Pengabdian Masyarakat, 03(02), 1–15. E-ISSN: 2827-933.
Lyudvig, A. (2021). Bank-bank AS meningkatkan belanja teknologi. Traders Magazine, 3–5.
Ma, X., & Fu, Q. (2020). The influence of financial development on energy consumption: Worldwide evidence. International Journal of Environmental Research and Public Health, 17(11), 3984.
Martono, N. (2011). Metode penelitian kuantitatif. Jakarta: PT Raya Grafindo Persada.
Moleong, L. J. (2004). Metodologi penelitian kualitatif. Bandung: PT. Remaja Rosdakarya.
Nachrowi, D. N., & Usman, H. (2002). Penggunaan teknik ekonometri. Jakarta: PT RajaGrafindo Persada.
Rusiadi, Bakhtiar, E., & Ulfa, F. (2024). Teori ekonomi hijau di lima negara go-green. Tahta Media Group.
Rusiadi, Subiantoro, N., & Hidayat, R. (2017). Metode penelitian: Manajemen, akuntansi dan ekonomi pembangunan: Konsep, kasus dan aplikasi SPSS, Eview, Amos, Lisrel (5th ed.). Medan: Pers USU.
Schletz, M., Cardoso, A., Prata Dias, G., & Salomo, S. (2020). How can blockchain technology accelerate energy efficiency interventions? A use case comparison. Energies, 13(22), 5869.
Stamegna, C., & Cemal, K. (2019). Fintech (financial technology) and the European Union: State of play and outlook. European Parliamentary Research Service, February, 1–4.
Sugiyono. (2009). Metode penelitian pendidikan: Pendekatan kuantitatif, kualitatif, dan R&D. Bandung: Alfabeta.
Sugiyono. (2015). Metode penelitian kombinasi (mix methods). Bandung: Alfabeta.
Sunyoto, S., & Suyanto. (2011). Analisis regresi untuk uji hipotesis. Yogyakarta: Caps.
Tu, C. A., & Rasoulinezhad, E. (2021). Energy efficiency financing and the role of green bond: Policies for post-Covid period. China Finance Review International.
Vlasov, V. A. (2017). The evolution of e-money. European Research Studies Journal, 20(1), 215–224.
Wang, C., Li, X. W., Wen, H. X., & Nie, P. Y. (2021a). Order financing for promoting green transition. Journal of Cleaner Production, 283, 125415.
Wang, X., Sadiq, R., Khan, T. M., & Wang, R. (2021). Industry 4.0 and intellectual capital in the age of FinTech. Technological Forecasting and Social Change, 166, 120598. https://doi.org/10.1016/j.techfore.2021.120598
Zhang, Y. J. (2011). The impact of financial development on carbon emissions: An empirical analysis in China. Energy Policy.
Zuldafrial. (2008). Penelitian kualitatif. Pontianak: STAIN Pontianak Press.
